Math 104: Finite Mathematics

Spring 2020
Edinboro Campus
Ross 135

David Tucker
(814) 732-2550
149 Ross Hall

Office Hours 
Monday: 10-11
Tuesday: 2 – 4
Wednesday: 10-11
Thursday: 2 - 3

I. Course Description

This course provides study and experience in mathematics representations, processing, problem solving, and thinking.  Students analyze and solve problems in areas such as set theory, mathematics of finance, probability, and statistics.  Note: Students may not receive credit for both Finite Mathematics and Mathematics Reasoning I.  Prerequisite: MATH 090 or an acceptable placement score.  This course is approved for General Education-Skills.

II. Course Objectives:

In this course students will:

  1. Identify and apply mathematical formulae to solve specific problems
  2. Identify relevant information and then develop a plan to solve a problem
  3. Understand basic set theory concepts and operations.
  4. Use and apply Venn diagrams to solve problems.
  5. Apply knowledge of mathematics of finance to everyday financial problems.
  6. Calculate probabilities.
  7. Utilize normal distribution theory
  8. Use statistics to present and interpret data.
  9. Be introduced to and investigate at least two approved topics (for example more stats and probability)

III. Course Schedule (dates and topics may change, especially nearer the end)

Week Starting


1: Jan 13th

1.1; 8.1; 8.2

2: Jan 20th

8.3; 8.4; 8.5

3: Jan 27th

8.6; 8.7; 8.8

4: Feb 3rd


5: Feb 10th

Exam 1 (1.1 & Chapter 8) → (might be moved back a day)

2.1, 2.2, 2.3, 2.4

6: Feb 17th

2.5, 3.8, 11.1, 11.2, 11.3

7: Feb 24th

11.4, 11.5, 11.6, 11.7

8: March 2nd

11.7, 11.8, Review, Exam 2 → (might be moved back a day)

 March 9th

Spring Break

9: March 16th

12.1, 12.2, 12.3. 12.4

10: March 23rd

12.5, 12.6

11: March 30th

12.6 , Review

12: April 6th

Exam 3 (Chapter 12)

13: April 13th

13.1, 6.1

14: April 20th

6.2, 6.3

15: April 27th

Review for Final


Final Week

11:00 class → 10:15 on Wednesday 29th

1:00 class → 12:30 on Wednesday 29th

2:00 class → 2:45 on Friday May 1st

Note: Some of these dates may need to change depending on how we do on each topic for the benefit of the class.

Thinking Mathematically, 7th EditionIV. Required Text & Materials

Blitzer, R, Thinking Mathematically: 7th Edition, Pearson Publishing: 2019

V. Required Materials:

In addition to the text currently being used, which should be brought to all class meetings, you will also need a scientific calculator.  You should know how to operate the calculator with proficiency.  No specific model required.  You'll also need a notebook for class notes and homework solutions.  Bring your notes and homework to each class.

VI. Assessment and Evaluation:

Quizzes: A quiz will be given around once a week based on the homework for the section covered during the week.  I will randomly select 1-3 problems from the homework as your quiz.  These will be given at the beginning of class, closed book and notes.   There are no make-ups for the quizzes, including coming late to class and missing the quiz but I will drop your lowest quiz score at the end of the summer session which could be a missed quiz.  In addition, if I can't read your solutions, then I'll mark them wrong, so please be neat.

Homework and topic to cover from book (this may change):





Inductive, Deductive

1-38/ odds; 35-37,39, 41, 43-51/odds


%, Taxes

1-49 odds


Income Tax

Concepts: 1-8; Exercises: 1-37 odd


Simple Interest

1-37 odds


Compound Interest

Concepts: 1-7; exercises: 1-57 Every Other Odd


Annuity, Stocks...

Concepts: 1-2; exercises: 1-36 odd



Concepts: all; exercises: 1-15 odd



Concepts: all; exercises: 1-11 odd


Credit cards

Concepts: all; exercises 1-25 odd



1-95/e.o.o. (do every other odd: 1, 5, 9, 13…) 101,102, 105, 113



1-67 odd; 83- 97 odd


Venn Diagrams & Set Operations

1-95 odd; 99, 103, 109, 111, 113, 133, 135


Venn Diagrams with 3 sets

1-67 odd; 69, 79, 81, 99, 101


Survey Problems

1-28 odd; 33-38 all, 45, 47,49



1-21 odd



1-55 odd; 57, 60, 61,62



1-67 odd, 70,71



1-69 odd


Probability with Counting, Perm and Comb

1-19 odd


Not, Or, Odds

1-94 e.o.o.


And, Conditional

1-77 odd


Expected Value

1-19 odd


Sampling, Graphs

1-35 odd



1-71 odd



1-37 odd


Normal Dist

1-73 odd


Prob Solving w Normal Dist

1-35 odd


Scatter plots, Correlation, Regression

1-45 odd


Voting Methods

1-18, 27,28,29


Algebra: Equations and Inequalities

1-65 e.o.o. & 67 - 73 odd


Linear Equations in One Variable and Proportions

1-103 e.o.o.,105 - 123 odd


Appicaitons of Linear Equations


Examinations: There will be four (4) major exams.  Do not to miss any exam.

Derivation of Final Grades:

Weights for Determining the Final Grade:
Major Exams will be 70% of your final grade
Total quiz score is 30% of your final grade

The final score will be converted to a letter grade using the following scale:
90 < score < 100 A
80 < score < 89 B
70 < score < 79 C
60 < score < 69 D
0 < score < 59 F

-       Incomplete grades will be assigned only if proper documentation is presented and the student has a passing grade in the course at the time of withdrawal.  I recommend avoiding this, typically most students who get an 'I' have it turned into an 'F' by not doing the work and taking the default grade.

-       All assessment is based on results of the exams & quizzes.  I appreciate effort but I grade on results!  (Usually there's a direct relationship)

-       No extra credit, besides it's much easier just to do the homework and study with the time spent on extra credit.

Academic Integrity

It is expected that all work submitted through this course is the student’s original work, generated for the express purpose of completing the requirements of this course. All papers submitted in this course may be screened for originality using Turnitin’s plagiarism detection software. This software checks submissions for text matches, Web content, books including classic works of literature, and newspapers, magazines and scholarly journals.

Students are to be aware that academic dishonesty is not tolerated in this course and should be familiar with the following definitions:

Cheating. Behaviors including, but not limited to, use of unauthorized notes or reference materials during examinations; copying answers from another student's paper during an examination; the unauthorized possession of academic materials, including exams; the unauthorized exchange of course assessment materials, including exams; the unauthorized exchange of information or collaboration regarding tests, or other course assignments; aiding another to engage in cheating; and/or all other acts of academic dishonesty that any member of this academic community would reasonably understand to be a breach of this academic integrity statement will be considered cheating and an act of academic dishonesty.

Plagiarism. Plagiarism may be defined as the act of taking the ideas and/or expression of ideas of another person and representing them as one's own. This includes, but is not limited to, using ideas or passages from a work without properly attributing the source, paraphrasing the work of another without giving proper credit, and/or the sale, purchase, or exchange of papers or research. It is the student's responsibility to know what plagiarism is and to properly cite the work of others. If a student is in doubt, it is their responsibility to resolve any ambiguity prior to submitting the work. Plagiarism is nothing less than an act of theft, and, as such, is subject to University disciplinary action.

Potential sanctions associated with academic dishonesty may be found in the University’s Student Code of Conduct and Judicial Procedures at the following link:

Edinboro University Class Attendance Policy

Key elements of this policy include the following. Students are expected to attend each and every class meeting in its entirety, and faculty members shall maintain a record of classroom attendance. Each student is responsible for verifying his or her attendance when arriving late to class and/or justifying early departure. Class absences are excused for medical reasons, university activities approved by the appropriate vice president or designee, and/or for personal exigencies. University activities appropriate to be considered as an excused absence include but are not limited to: scheduled athletic events, cultural events, academic competitions, etc., in which the student is a participant. Other appropriate situations include: military duties, auto accidents, death in immediate family, medical emergencies. Verification of such absences may be required by the instructor, and the student is responsible for make-up work as required by the instructor. The complete policy may be found at the following link:

Course-related Policies at Edinboro University

Edinboro University has multiple course-related policies addressing issues such as accommodations for students with disabilities, class attendance, and grade appeal, among others. The Student Code of Conduct also addresses issues of cheating and plagiarism, and the consequences of such behaviors. You may use keywords: COMMON COURSE POLICIES at the University web page ( for links to this information.

American Disabilities Act Statement:
Any student who has a physical or learning disability which requires special accommodations should have the proper documentation with OSD. Before any exams you will deliver the testing accommodations sheets to me and we will discuss the alternate arrangements for the exams.

Some Final Comments:
It is the instructor's intention to provide an environment that is relaxed and academically stimulating. You will be encouraged to ask questions and participate in the lecture.  

It is very clear that high performance in a class is linked with consistent attendance and reasonable effort. I do expect you to attend all classes and you are responsible for knowing about any announcements or assignments made during class. If missing a class is unavoidable, the student is expected to copy the lecture notes from one of her/his peers. Handouts distributed can be obtained from the instructor during office hours.  

I encourage all students to take advantage of my office hours but please do not use office hour time to make-up unexcused absences. Any topic such as grades, extra help, etc... are always welcome topics

Homework - A lot of your learning will probably take place at your home doing the homework.  Especially in this course the homework is important.  Please do it and ask questions the next day if you don't understand it.  In addition, the quizzes are based on the homework.

This is a very useful course.  If taken seriously the knowledge you learn here will benefit you for the rest of you lives.